Official Contest Rules and Regulations
How to enter: One entry into the contest will be made automatically for every new member account opened with a minimum deposit of $50.00.
For existing members of the credit union an entry will be made for each of the following: New checking account opened with debit card, New loan, New Visa card, Certificate of Deposit, New Member Referral, Loan Add-On (GAP Protection, Mechanical Breakdown).
Drawing: Potential winner will be selected on or about June 2, 2008 in a random drawing from all eligible entries received. Drawings will be conducted under the direction of Communication Services Credit Union whose decisions are final and binding in all matters relating to the contest.
Eligibility: Must be at least 18 yrs of age on or before May 1, 2008. Employees and volunteers of Communication Services credit Union and their immediate families (spouses, parents, children, siblings and their respective spouses) are NOT eligible.
Odds: Actual odds of winning depend on the total number of entries received. The winner will be drawn from a pool of eligible entrants and is subject to terms, conditions, and judgments of the sponsor, whose decision is final.
Prize: There is one Grand Prize of Philips 42" Widescreen, 1080P, 3HDMI Television. No substitutions, cash equivalents, or transfers of prizes are permitted, except at sole discretion of Communication Services Credit Union. The winner is responsible for the payment of taxes on the prize and for any other expenses not specified.
Notification: Potential winner(s) will be notified by phone or mail and will be required to sign an Affidavit of Eligibility and Liability Release, as well as a publicity release. In the event of non-compliance of these rules and regulations, or if the prize is unclaimed or returned as undeliverable, the prize will be forfeited and awarded to an alternate winner determined by the Sponsor. If you are determined to be a winner, you must agree in writing to accept these Official Contest Rules and Regulations to claim any prize. By accepting any prize from the Sponsor, the winner consents to the use of his or her name, likeness and any other information for any and all advertising/publicity purposes without further consideration, except where prohibited by law, and without any additional compensation. The winner expressly waives the right to review any and all advertising bearing his or her names, photographs, likeness, and titles prior to its use.
Limitation of liability: The sponsor, its officers, directors, employees or attorneys are not responsible for any damages, loss or liability with respect to the use of the prize awarded in the contest, or any incomplete, lost, late or damaged postal mail. Contestants release all parties from any of the above mentioned liabilities. These Official Rules and Regulations and any disputes arising from these Official Rules and Regulations shall be interpreted by and governed in accordance with the laws of the State of Michigan.
Right to cancel or modify contest: The Sponsor reserves the right to cancel or modify the contest if fraud or technical problems question the integrity of the contest, as determined by the Sponsor.
Sponsor: Communication Services Credit Union
Disclosure:Communication Services Credit Union’s membership is subject to approval. All new loans must be approved and funded for a minimum of $500.00. All visa cards must be approved for a minimum of $500.00.